OT: Van insurance

John Bennett

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[ukvac] OT: Van insurance
Hey,

I'm guessing quite of few of you will have a Van for Social use only (am i
right ?) - I got an ex-postoffice LDV 200 last year, cause the old maestro
used to leave Cabs hangout out the back doors - But following a 120%
insurance hike (and that with an extra years no claims) I'v been looking
around for Van insurers who'll quote for 'Social Domestic & Pleasure' use
and cant barely get a quote out of any of em ? - anyone out there know any
(I mean any) companies willing to insure non-commercial vans ?

Much appreciated

Penry



DATA Imported from archives: originally posted by Penry (Penry@mytwopenneth.com)
 

John Bennett

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Re: [ukvac] OT: Van insurance
stand by ...... standy by .....

</FLAME ON>


DATA Imported from archives: originally posted by Mr JJ & Mrs AJ Smith (decinet2@btinternet.com)
 

PaulSwan

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Re: [ukvac] OT: Van insurance
Penry,

The same problem occurs with pickups.

A guy I knew had a pickup and he managed to find a small insururer who
did private-use on commercial vehicles. You will prolly have to use an
independent insurance agent familiar with this situation rather than the
big retail insurers. You could try farm/country-side related insurance
specialists, also.

He had to be clear on the reason he had the truck for private use
because the insurer is suspicious. In his case he had an acre field with
a small stable and a couple of horses, hence the truck was to help with
that.

dysde has a van, he might know something about this too.

Regards,

Paul.

Penry wrote:
>
> Hey,
>
> I'm guessing quite of few of you will have a Van for Social use only (am i
> right ?) - I got an ex-postoffice LDV 200 last year, cause the old maestro
> used to leave Cabs hangout out the back doors - But following a 120%
> insurance hike (and that with an extra years no claims) I'v been looking
> around for Van insurers who'll quote for 'Social Domestic & Pleasure' use
> and cant barely get a quote out of any of em ? - anyone out there know any
> (I mean any) companies willing to insure non-commercial vans ?
>
> Much appreciated
>
> Penry
>
 

John Bennett

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Re: [ukvac] OT: Van insurance
Hi Penry

I used to have this problem too. Only had a little diesel Fiesta van but the insurance for that was almost half of what I'm now paying for my Mitsubishi Evo 6!!!! It was just crazy.

It blew up last summer though and I just use the Evo for everything now. Sod it!

Ady

PS. I remember being told at one time that I could QUARTER my insurance on that van by having rear windows and seats fitted because it would no longer be classed as a commecial vehicle. What a load of bollox honestly!



DATA Imported from archives: originally posted by Ady 'flinters' Bailey (ady@abailey.prestel.co.uk)
 

arcadeheavenuk

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[ukvac] Re: OT: Van insurance
why not just insure it as a commercial vehicle? Our vans insurance is
far far cheaper then I could ever get a private policy for, and
anyine can drive it!
 

arcadeheavenuk

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[ukvac] Re: OT: Van insurance
why not just insure it as a commercial vehicle? Our vans insurance is
far far cheaper then I could ever get a private policy for, and
anyine can drive it!
 

John Bennett

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Re: [ukvac] OT: Van insurance
Hi,

Yes interesting problem !

I had an escort van that was cheap to run, cheap parts, cheap insurance at
£140 for the year. The van was an L Reg and was a great runner !

Then insurance renewel time came, my present company said they dont insure
vans anymore for private use and then gave me a company which did who took
great pleasure in taking £270 for the next years premium .

Resulting in me selling the van, getting an escort estate and a box trailer
that will carry upto a ton and a half. ( Pitty the bloody car wouldnt pull a
ton and a half ! )

For people in similar problems, dont be tempted to tell insurance companies
that you are a business when you are clearly not, at the very least they
could invalidate your insurance or charge you a shit load more, even worse
make a complaint to the police stating that you have obtained insurance by
way of a deception.

My advice to anyone with this problem,

Get an Estate.
Get a Towbar
Get a Trailer

Result : Nobody breaks the rules, Vans being sold on the market eventually
get cheaper because nobody wants them as people cant insure them.

Being a driver for 15 years I can rememeber when insurance compaines would
not insure High powered cars like Cosworths and GTI's GTEs etc. Then they
invented the immobilizer and lo and behold every bugger has got one !

Thats my two penny worth anyway.

ONE LAST THING> I am doing a trip between Newport ( Gwent ) and Raunds
(Northamptonshire) on Tuesday, Does anyone want any machines moved between
these points on Tuesday ?

Reply offlist :

The Dalek.



DATA Imported from archives: originally posted by The Dalek (a.williams17@ntlworld.com)
 

John Bennett

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RE: Re: [ukvac] OT: Van insurance
Work this one out £560 to insure a £30k car but £1025 to insure a £10k van.

"The Dalek" <a.williams17@ntlworld.com> wrote:

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>Date: Fri, 10 May 2002 10:03:46 +0100
>Subject: Re: [ukvac] OT: Van insurance
>Reply-To: ukvac@yahoogroups.com
>Content-Type: text/plain; charset=ISO-8859-1
>Content-Transfer-Encoding: 8bit
>
>
>Hi,
>
>Yes interesting problem !
>
>I had an escort van that was cheap to run, cheap parts, cheap insurance at
>£140 for the year. The van was an L Reg and was a great runner !
>
>Then insurance renewel time came, my present company said they dont insure
>vans anymore for private use and then gave me a company which did who took
>great pleasure in taking £270 for the next years premium .
>
>Resulting in me selling the van, getting an escort estate and a box trailer
>that will carry upto a ton and a half. ( Pitty the bloody car wouldnt pull a
>ton and a half ! )
>
>For people in similar problems, dont be tempted to tell insurance companies
>that you are a business when you are clearly not, at the very least they
>could invalidate your insurance or charge you a shit load more, even worse
>make a complaint to the police stating that you have obtained insurance by
>way of a deception.
>
>My advice to anyone with this problem,
>
>Get an Estate.
>Get a Towbar
>Get a Trailer
>
>Result : Nobody breaks the rules, Vans being sold on the market eventually
>get cheaper because nobody wants them as people cant insure them.
>
>Being a driver for 15 years I can rememeber when insurance compaines would
>not insure High powered cars like Cosworths and GTI's GTEs etc. Then they
>invented the immobilizer and lo and behold every bugger has got one !
>
>Thats my two  penny worth anyway.
>
>ONE LAST THING> I am doing a trip between Newport ( Gwent ) and Raunds
>(Northamptonshire) on Tuesday, Does anyone want any machines moved between
>these points on Tuesday ?
>
>Reply offlist :
>
>The Dalek.
>
>
>

DATA Imported from archives: originally posted by (houseofamusements@compuserve.com)
 
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